American Express

American Express Gold Card

Amex · Premium

Annual fee

₹4,500+GST

Joining fee

₹1,000+GST

Welcome bonus

5,000 MR on spending ₹15,000 in 90 days

Earn rates

💳All Spends1 MR per ₹50

Transfer partners (5)

Singapore Airlines KrisFlyer

Star Alliance · airline

Sweet spot

Ratio

2:1

Value/pt

1.5×

Transfer

1-3 days

Emirates Skywards

Independent · airline

Ratio

2:1

Value/pt

1.2×

Transfer

Instant

British Airways Avios

Oneworld · airline

Ratio

2:1

Value/pt

1.3×

Transfer

Instant

Air France-KLM Flying Blue

SkyTeam · airline

Ratio

2:1

Value/pt

1.2×

Transfer

1-3 days

Marriott Bonvoy

Independent · hotel

Sweet spot

Ratio

1:1

Value/pt

1.8×

Transfer

3-5 days

Key benefits

• 4 complimentary domestic lounges/qtr
• Dining benefits
• Annual 1,000 bonus MR
• Fuel surcharge waiver

Lounge access: 4 domestic lounge visits/quarter

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Card terms change. Always verify rates on the issuer's Most Important Terms & Conditions document before transferring points.