Axis Bank

Axis Bank Atlas Credit Card

Visa · Premium

Annual fee

₹5,000+GST (waived on ₹7.5L spend)

Joining fee

₹5,000+GST

Welcome bonus

5,000 EM on first transaction

Earn rates

✈️Travel (Air+Hotels)5 EM per ₹100
🛒Online Spends2 EM per ₹100
💳All Others1 EM per ₹100

Transfer partners (7)

Singapore Airlines KrisFlyer

Star Alliance · airline

Sweet spot

Ratio

1:2

Value/pt

4.0×

Transfer

Instant

Air India Maharaja Club

Star Alliance · airline

Sweet spot

Ratio

1:2

Value/pt

2.0×

Transfer

Instant

Vietnam Airlines LotusSmiles

SkyTeam · airline

Ratio

1:2

Value/pt

2.0×

Transfer

Instant

Thai Airways Royal Orchid Plus

Star Alliance · airline

Ratio

1:2

Value/pt

2.0×

Transfer

Instant

British Airways Avios

Oneworld · airline

Ratio

2:1

Value/pt

1.0×

Transfer

Instant

Finnair Plus

Oneworld · airline

Ratio

1:1

Value/pt

1.5×

Transfer

Instant

Qatar Airways Privilege Club

Oneworld · airline

Ratio

1:1

Value/pt

2.0×

Transfer

Instant

Key benefits

• Best 1:2 ratio to KrisFlyer
• Instant transfers
• No expiry on Edge Miles
• Milestone bonuses

Lounge access: 2 complimentary per quarter per card

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Card terms change. Always verify rates on the issuer's Most Important Terms & Conditions document before transferring points.