Axis Bank

Axis Bank Reserve Credit Card

Visa Infinite · Ultra-Premium

Annual fee

₹50,000+GST

Joining fee

₹50,000+GST

Welcome bonus

1,50,000 EM joining + renewal bonus

Earn rates

💳All Spends15 EM per ₹200

Transfer partners (4)

Singapore Airlines KrisFlyer

Star Alliance · airline

Sweet spot

Ratio

1:2

Value/pt

4.0×

Transfer

Instant

Air India Maharaja Club

Star Alliance · airline

Ratio

1:2

Value/pt

2.0×

Transfer

Instant

Finnair Plus

Oneworld · airline

Ratio

1:1

Value/pt

1.5×

Transfer

Instant

Qatar Airways Privilege Club

Oneworld · airline

Ratio

1:1

Value/pt

2.0×

Transfer

Instant

Key benefits

• 15 EM per ₹200 — highest earn rate
• Unlimited lounges
• Taj Hotels privileges
• Personal concierge 24/7
• Annual bonus EM

Lounge access: Unlimited domestic + international Priority Pass

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Card terms change. Always verify rates on the issuer's Most Important Terms & Conditions document before transferring points.