HDFC Bank

HDFC Bank Diners Club Black Metal Edition

Diners Club · Ultra-Premium

Annual fee

₹10,000+GST (waived on ₹5L spend)

Joining fee

₹10,000+GST

Welcome bonus

10,000 RP joining bonus

Earn rates

💳All Spends5 RP per ₹150
🛒Online5x RP

Transfer partners (6)

Singapore Airlines KrisFlyer

Star Alliance · airline

Sweet spot

Ratio

1:1

Value/pt

3.0×

Transfer

1-3 days

Cathay Pacific Asia Miles

Oneworld · airline

Ratio

2:1

Value/pt

1.2×

Transfer

Instant

British Airways Avios

Oneworld · airline

Ratio

2:1

Value/pt

1.3×

Transfer

Instant

Vietnam Airlines LotusSmiles

SkyTeam · airline

Ratio

2:1

Value/pt

1.0×

Transfer

Instant

Accor Live Limitless (ALL)

Independent · hotel

Sweet spot

Ratio

2:1

Value/pt

2.0×

Transfer

Instant

IHG One Rewards

Independent · hotel

Ratio

2:1

Value/pt

1.2×

Transfer

Instant

Key benefits

• Unlimited lounges
• Annual 10k RP milestone
• Golf access
• 100% cashback on first EMI

Lounge access: Unlimited domestic + Priority Pass international

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Card terms change. Always verify rates on the issuer's Most Important Terms & Conditions document before transferring points.