HDFC Bank

HDFC Bank Regalia Gold Credit Card

Visa · Premium

Annual fee

₹2,500+GST (waived on ₹3L spend)

Joining fee

₹2,500+GST

Welcome bonus

2,500 RP on first swipe

Earn rates

💳All Spends4 RP per ₹150
🍽️Online/Dining5x RP

Transfer partners (5)

Singapore Airlines KrisFlyer

Star Alliance · airline

Sweet spot

Ratio

1:1

Value/pt

2.5×

Transfer

1-3 days

Air India Maharaja Club

Star Alliance · airline

Ratio

2:1

Value/pt

1.0×

Transfer

1-3 days

British Airways Avios

Oneworld · airline

Ratio

2:1

Value/pt

1.3×

Transfer

Instant

Accor Live Limitless (ALL)

Independent · hotel

Sweet spot

Ratio

2:1

Value/pt

2.0×

Transfer

Instant

Marriott Bonvoy

Independent · hotel

Ratio

2:1

Value/pt

1.2×

Transfer

3-5 days

Key benefits

• 12 free domestic lounges
• Anniversary bonus 5k RP
• Dining privileges
• 5x on weekends

Lounge access: 12 domestic + 6 international per year

Maximize this card with MilesOrbit

Link HDFC Regalia Gold to your dashboard and get personalized redemption recommendations.

Create a free account

Card terms change. Always verify rates on the issuer's Most Important Terms & Conditions document before transferring points.