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HSBC India

HSBC Live+ Credit Card

Visa · Mid-tier
Annual fee
₹999+GST (waived on ₹2L spend)
Joining fee
₹0
Welcome bonus
500 RP on first transaction

Earn rates

  • 🍽️Dining & Online Food10 RP per ₹100
  • 💳All Others3 RP per ₹100

Transfer partners (1)

Air India Maharaja Club
Star Alliance · airline
Sweet spot
Ratio
1:1
Value/pt
1.5×
Transfer
Instant

Key benefits

  • • 10x on dining/food delivery
  • • Zero joining fee
  • • Annual fee waiver on ₹2L
Lounge access: 2 domestic per quarter

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Card terms change. Always verify rates on the issuer's Most Important Terms & Conditions document before transferring points.