HSBC India

HSBC TravelOne Credit Card

Visa · Premium

Annual fee

₹4,999+GST (waived on ₹4L spend)

Joining fee

₹4,999+GST

Welcome bonus

60,000 RP on ₹1L spend in 60 days

Earn rates

🌍International Spends6 RP per ₹100
✈️Travel6 RP per ₹100
💳All Others3 RP per ₹100

Transfer partners (8)

Air India Maharaja Club

Star Alliance · airline

Sweet spot

Ratio

1:1

Value/pt

2.0×

Transfer

Instant

British Airways Avios

Oneworld · airline

Sweet spot

Ratio

1:1

Value/pt

2.5×

Transfer

Instant

Qatar Airways Privilege Club

Oneworld · airline

Sweet spot

Ratio

1:1

Value/pt

2.5×

Transfer

Instant

Singapore Airlines KrisFlyer

Star Alliance · airline

Ratio

10:3

Value/pt

0.9×

Transfer

Instant

Air France-KLM Flying Blue

SkyTeam · airline

Ratio

1:1

Value/pt

1.8×

Transfer

Instant

Emirates Skywards

Independent · airline

Ratio

1:1

Value/pt

1.5×

Transfer

Instant

Malaysia Airlines Enrich

Oneworld · airline

Ratio

1:1

Value/pt

1.5×

Transfer

Instant

Thai Airways Royal Orchid Plus

Star Alliance · airline

Ratio

1:1

Value/pt

1.5×

Transfer

Instant

Key benefits

• 6x on international spends
• 8 airline partners
• Fee waiver ₹4L
• Annual 10k bonus

Lounge access: 6 international + 8 domestic per year

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Card terms change. Always verify rates on the issuer's Most Important Terms & Conditions document before transferring points.