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YES Bank
YES FIRST Exclusive Credit Card
Visa · Premium
Annual fee
₹9,999+GST
Joining fee
₹9,999+GST
Welcome bonus
25,000 YRP on joining
Earn rates
- 💳All Spends12 YRP per ₹200
Transfer partners (1)
Air India Maharaja Club
Star Alliance · airline
Ratio
5:1
Value/pt
0.7×
Transfer
1-3 days
Key benefits
- • Unlimited lounges
- • 12 YRP per ₹200
- • Milestone bonus 10k YRP
- • Golf access
Lounge access: Unlimited domestic + Priority Pass
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Create a free accountCard terms change. Always verify rates on the issuer's Most Important Terms & Conditions document before transferring points.